Assessment of the Level of Development of Digital Technologies in the Banking Sector

Abstract

The banking system is of paramount importance for a market economy, because thanks to banks, the function of an intermediary is performed, and financial resources are distributed among the business entities. A key element of the banking system is its infrastructure. Banking is recognized as a commercial activity, that is, aimed at obtaining a certain profit, therefore the main, fundamental characteristic of its activity is the effective use of assets. Consequently, as long as there are banks and banking operations, there will always be topical tasks of braving the bank's infrastructure, and today digitalization.